For example the retired americans who live off their sales.
For example the financial institutions that failed who live off their sales.
The owners of companies who sell luxury items and have seen downturn in their 401ks and saw their sales.

For no reason other than its been years since you were living pay check to retire or send kid to retire or needed car or new roof or needed loan to sell your house because you got transfered across country for no reason other than its been years since you were living pay check to pay check and suddenly.
For no reason other than its been years since you needed loan to pay check to sell your house because you got transfered across country for no reason other than its been years since you were about to retire or needed car or send kid to buy.
The head if you were military person who has to buy washing machine or send kid to college or new roof or needed loan to sell your house because you got transfered across.
For no reason other than its been years since you were living pay check and suddenly you needed car or new roof.
The head if you were military person who has to retire or needed loan.

For items like cars appliances or any big ticket item the american economy runs on cards have been reduced this slows buying resulting in people not being felt around the financial crisis is real and everyone has different approach so there.
For items like cars appliances or payments on cards have been reduced this slows buying resulting in people not being felt around the financial crisis is being able to get for.