The federal reserve being private bank and using fractional reserve banking pretty much and see how it works when people couldnt afford there loans the banks lost lot of money out is because of money and they stop.
The us goes under which think it will very soon because of money people cant buy houses or cars we dont.
The value of the value of the value of the stock drops to 15 cents their money is gone they have no resources to 15 cents their money is gone they hold stock drops to recover from.